Personalised EP (PEP) — self-sponsored 3-year

Build a Personalised EP (PEP) strategy for [CLIENT_NAME] (status [CURRENT_STATUS]; salary S$[MONTHLY_FIXED_SALARY_SGD]/month; career [CAREER_HISTORY]).

§1 — PEP OVERVIEW (90-110 words)
Personalised Employment Pass — self-sponsored work pass for senior professionals. Features:
  • 3-year non-renewable (one-time issuance)
  • Self-sponsored — no employer at application
  • Allows working for any Singapore employer; multiple concurrent roles
  • Allows founding / operating company
  • Family inclusion: spouse + children on Dependant Pass; parents on LTVP
  • Income reporting: must earn ≥ S$144,000 in each calendar year on PEP
  • Cannot be jobless for >6 consecutive months
  • Cannot start a business if business does not employ locals (specific MOM conditions on entrepreneurship)

§2 — ELIGIBILITY (110-140 words)
[CLIENT_NAME] qualifies if MEETS ONE of:

(a) EXISTING EP HOLDER:
  • Currently on EP with monthly fixed salary ≥ S$22,500
  • Application made within EP validity OR up to 6 months after EP cancellation
  • EP at issuance must have been at or above this threshold

(b) OVERSEAS APPLICANT:
  • Last drawn monthly fixed salary ≥ S$18,000 within past 6 months from previous employer
  • Established career history evidenced

For [CURRENT_STATUS]:
  • Existing EP at S$[MONTHLY_FIXED_SALARY_SGD]: must be ≥S$22,500
  • Overseas at S$[MONTHLY_FIXED_SALARY_SGD]: must be ≥S$18,000

If S$[MONTHLY_FIXED_SALARY_SGD] is below threshold: not PEP-eligible. Standard EP via employer sponsor required.

§3 — APPLICATION PROCESS (80-100 words)
  • Self-submission via MOM portal
  • Application fee: S$105 (submission) + S$225 (issuance)
  • Documents:
    - Passport + photo
    - Salary evidence: payslips + tax returns covering threshold-period
    - Current/last employer letter
    - CV with full career history
    - Qualification certificates
    - Existing EP card (if applicable)
  • Processing: 4-8 weeks typical
  • Outcome: In-Principle Approval (IPA) letter
  • Collect PEP card within 30 days of entry / status conversion

§4 — INCOME REPORTING + CONDITIONS (90-110 words)
PEP holder must comply with:
  • Annual income ≥ S$144,000 calendar year (verify current threshold; was S$144,000 previously)
  • Cannot be jobless for >6 months continuous
  • Must notify MOM of:
    - New employer + role within 7 days
    - Change of contact details
    - Departure from Singapore for extended period
  • Annual income report to MOM
  • Tax compliance with IRAS (Inland Revenue Authority of Singapore)

For [CLIENT_NAME]: track income carefully. Common breach: PEP holder takes sabbatical / extended overseas posting; falls below S$144,000 threshold or 6-month inactivity → PEP cancellation.

§5 — FAMILY UNDER PEP (50-70 words)
PEP holder sponsors:
  • Spouse — DP (with Letter of Consent for work)
  • Children under 21 — DP
  • Parents — LTVP
Family inclusion same as ONE Pass + standard EP. Single PEP application covers primary worker; family applications separate.

§6 — VS ONE PASS + EP (40-60 words)
ONE Pass (5 years, S$30,000+, renewable) > PEP (3 years, S$18,000-22,500, non-renewable) > Standard EP (employer-tied)

For [CLIENT_NAME]:
  • If close to S$30,000: wait + apply ONE Pass
  • If S$22,500+ existing EP holder: PEP for flexibility
  • If S$18,000-22,500 overseas: PEP one-time bridge
  • Below thresholds: standard EP

§7 — PR PATHWAY FROM PEP (40-60 words)
PEP holders eligible to apply for Singapore PR (ICA) after typically 6-12 months on pass. PR application separate from PEP status (see SG PR prompts). PEP's flexibility allows job-shopping during PR application processing.

End with: "DRAFT PEP STRATEGY — for review by Singapore-registered HR adviser. The 3-year non-renewable nature requires plan for transition before expiry — either ONE Pass (if salary scales) OR PR application OR standard EP with sponsor. Track annual S$144,000 income strictly."